Internet Privacy Policy

Bank of Prague is committed to providing the highest level of security and privacy regarding the collection and use of our online banking customers' personal information, as well as that of all visitors to our website. You have chosen to do business with us, and we recognize our obligation to keep the information you provide to us secure and confidential.

Our commitment to protect your financial information will continue under the principles and online guidelines described below.

Privacy Notice

Bank of Prague collects non public information about you from the following sources:

  • Information we receive from you on applications or other forms;
  • Information about transactions with us or others; and
  • Information we receive from a consumer reporting agency or similar reporting agency.

We do not disclose any nonpublic personal information about you to anyone, except as permitted by law. If you decide to close your account(s) or become an inactive client, we will adhere to the privacy policies and practices as described in this notice.

Bank of Prague restricts access to your personal and account information to those employees who need to know that information to provide products or services to you. Bank of Prague maintains physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Collection and Use of Personal Information

We gather client information in order to accurately identify you as a client, support your preferences, protect your accounts from unauthorized access, and to comply with state and federal banking regulations. We also aggregate client information and analyze it to design and improve our services and products to you.

We do not gather personal information on visitors to our website. We do collect and store information about the web browser used from which you access the internet, the date and time you access our site, and the internet address of the website from which you linked to us. This information simply enables us to tell which areas of the site are of most interest to our visitors, which avenues of site promotion are most effective, and peak usage times.

How we Handle Email

Our website does not require you to disclose any personally identifying information. If, however, you choose to contact us via-email, please keep in mind that your email address, and any other information your email header shows about you, such as your name or organization, will be revealed to us in the email. We pledge, however, that when you communicate with us via-email, we will use that information only to respond to the inquiry and provide accurate information to any questions. Your email address will not be sold, nor will it be shared with others outside the bank unless we are compelled to do so by law. We want to be very clear; we will not obtain personally identifying information about you when you visit our site, unless you choose to provide such information to us.

About "Cookies"

To provide better service and a more effective website, we use "cookies" as part of our interaction with your browser. A "cookie" is a small test file placed on your hard drive by our web page server. These cookies do not collect personally identifiable information, and we do not combine information collected through cookies with other personal information to determine who you are or your e-mail address. Cookies are commonly used on websites and do not harm your system. By configuring your preferences or options in your browser, you determine if and how a cookie will be accepted. We use cookies to determine if you have previously visited our website and for a number of administrative purposes.

Employee Access to Client Information

At Bank of Prague, employee access to personal client information is limited to those with a business reason to know such information. We educate our employees on the importance of maintaining client confidentiality and privacy. Because of the importance of these issues, all Bank of Prague employees are responsible for maintaining the confidentiality of client information. Employees who violate these privacy principles will be subject to disciplinary measures.

As noted, Bank of Prague employees will not share personal or financial client information with unaffiliated third parties for their independent use except when legally required (in order to comply with federal or state laws/regulations, and government or court orders) or when legally permitted to serve the client's interest (such as disclosure to reputable credit reporting agencies). Information will be disclosed to third parties under the following conditions:

  1. Where it is necessary to complete a transaction initiated by the client.
  2. In order to report the existence and condition of an account to companies such as credit bureaus or merchants.
  3. In order to comply with government or court orders.
  4. If we have the written permission of the account holder.

Whenever we conduct business with a third party, we insist that the third party adhere to similar privacy principles for keeping such information confidential.

Contacting the Bank for More Information

Clients who have questions about these privacy principles or have questions about the privacy of their client information should contact the bank. We reserve the right to change this policy at any time by posting a new privacy policy and informing affected bank clients of changes.

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